Privacy Policy / Terms & Conditions

# Terms & Conditions

Last Updated: November 18, 2025  

Welcome to Secure Family Life (“we,” “us,” or “our”), also operating as Hakola Agency. By accessing or using our website and services (“Services”), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our Services.

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## 1. Services Provided

Secure Family Life (Hakola Agency) provides information and assistance regarding life insurance, mortgage protection, and related financial protection products. Any information provided on this website is for general informational purposes only and does not constitute a binding offer of insurance.

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## 2. No Guarantee of Coverage

All insurance applications are subject to underwriting approval by the respective insurance carrier. We do not guarantee approval, specific rates, or coverage amounts.

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## 3. User Responsibilities

By using our Services, you agree that:

- All information submitted is accurate and complete  

- You are at least 18 years of age  

- You will not use this website for any unlawful or fraudulent activity  

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## 4. Communications & Consent

By submitting your information or contacting us through this website, email, or other channels, you consent to be contacted by Secure Family Life (Hakola Agency) regarding your inquiry and related services.

If you provide a phone number, you may receive calls or text messages related to your request. Message frequency may vary. Message and data rates may apply. You may reply STOP to opt out or HELP for assistance.

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## 5. No Sharing of Mobile Information

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

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## 6. Privacy Policy

Your use of this website is also governed by our Privacy Policy. We do not sell or share personal information with third parties for marketing or promotional purposes.

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## 7. Third-Party Services

Our Services may contain links to third-party websites or services that are not owned or controlled by Secure Family Life. We are not responsible for the content, policies, or practices of any third-party websites.

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## 8. Data Collection & Use

We may collect and use personal information as described in our Privacy Policy, including information necessary to provide insurance-related services, respond to inquiries, and improve our Services.

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## 9. Limitation of Liability

Secure Family Life (Hakola Agency) shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this website or Services.

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## 10. Modifications to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of the Services constitutes acceptance of any revised Terms.

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## 11. Contact Information

Secure Family Life (Hakola Agency)  

1621 Central Ave #8817  

Cheyenne, WY 82001  

Email: devin@securefamilylifeco.com  

Phone: 512-290-1380  

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## 12. Governing Law

These Terms shall be governed by and interpreted in accordance with applicable United States laws and the laws of the state in which services are provided.

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